Business Property

Business Property coverage protects the company’s physical assets from damage or loss due to events such as fire, theft, vandalism, and certain natural disasters. This insurance is essential for the repair or replacement of the company’s property, including buildings, equipment, and inventory.

Cyber Liability Insurance

Technology Errors & Omissions

Intellectual Property

Product Liability

What it covers:

Buildings

Computer Equipment

Data and Media

Business Interruption

What it covers:

Policy Limits

The limits of coverage can vary widely but typically match the value of the property and the potential income loss during a restoration period.

Deductibles

Deductibles can range from $500 to $25,000 or more, based on the value of the insured property, the company's risk profile, and policy specifics.

Why do you need Cyber Liability coverage:

Lease Agreements

Often a commercial lease will require tenants to carry adequate Business Property insurance for spaces they occupy.

Asset Protection

Provides for the defense of the company in a lawsuit, which can be prohibitively expensive without coverage.

Regulatory Requirements

Businesses might be required to have property insurance to comply with industry regulations.

Operational Continuity

Helps a business recover from a property loss without significant downtime or interruption to operations.